No One Can Predict The Future But We Can Protect It
Wise Financial Thinking For A Healthy Life
Better Benefits At Work
Guarantees For The If In Life
Redefining Standards
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Coverage

Products

As a business owner, finding the right Life and Health Insurance products can be challenging in today’s insurance environment. AJR Insurance Group can help you create a great benefits package including Health, Dental, Vision, Life/AD&D, Short Term Disability and Long Term Disability coverage for your employees and their families.

Health Insurance

Offering the right health insurance benefits can be a challenge. With the changing face of health insurance in today’s market, we stay abreast of the latest developments that will affect the coverage you expect as well as the cost impact upon you. AJR Insurance Group is committed to finding you the best coverage to offer your employees at the most competitive price.

Dental Insurance

Dental Insurance is one of the benefits most requested by employees. Many employers provide dental insurance for their employees, but a growing number of employers are offering this as a voluntary benefit, paid 100% by the employee through payroll deductions. We offer free, comparative quotes on dental from multiple carriers so you can get the best possible rate.

Vision Insurance

A group vision insurance plan is especially attractive for employers because it is inexpensive to offer, yet it’s another employee favorite. This is a separate plan that provides coverage for eye exams and/or for frames, lenses and contact lenses. We offer free, comparative quotes on vision from multiple carriers so you can get the best possible rate.

Life Insurance

Life insurance is an integral part of most employee benefits packages. Employees appreciate the value of life coverage and the additional security it provides to their families. With a wide variety of plans available, optional coverages include voluntary life, supplemental life, accidental death and dismemberment policies, and dependent life insurance.

Short Term Disability

A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short Term Disability is designed to replace a portion of the wages lost when a short term disability occurs. An affordable, flexible short-term insurance plan can provide needed benefits to both the employer and employee.

Long Term Disability

In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long term disability is designed to help cover the employee’s expenses while their regular income is interrupted. This valuable protection is available with low-cost, tax-deductible premiums.
SOUND ADVICE

Superior Service

Sound Advice: Because we are independent brokers, we can offer the plans and products that best serve your needs.

Superior Service: Many brokers have access to the same plans we offer, yet few deliver the consistently high level of service that our clients have come to expect and enjoy. Where employee benefit plans are concerned, we take care of all the administrative details for you.

Enrollments

We handle all the paperwork related to a new group enrollment and all on-going paperwork to add new employees to your coverage. We ensure they receive ID cards in a timely fashion as well.

Terminations

Should an individual leave your employment, we will handle the termination of their coverage with the insurance company(ies) and promptly notify the employee of the rights under either COBRA Continuation of Florida Continuation (sometimes referred to as mini-Cobra). We will also notify them of the possibility of qualifying for an individual medical plan apart from your group plan.

Billing Reconciliation

Should you ever have a question or concern about the accuracy of an invoice from a carrier, we will gladly act on your behalf with the insurance company to ensure you are correctly billed.

Claim Resolution

Should any plan participant experience what they believe is improper billing by a provider, we will work on their behalf to ensure the provider has properly billed the insurance company, the insurance company has properly paid their contracted reimbursements, and that no on-going inappropriate billings occur. We are your advocate to ensure all responsible parties are acting in accordance with their commitments.

Renewal Analysis

Each year when your coverage is up for renewal we will automatically 1) ensure carriers are properly calculating your renewal premiums, 2) show all available carriers to review available plans and costs, and 3) present in writing an analysis of available plans for your consideration.

About Us

AJR Insurance Group was established in 2006. Our emphasis has always been about securing the needs of our small and large business owners. As an Independent Insurance Agency, we represent many different insurance carriers and have the ability to choose the best carrier for your insurance needs, allowing us to offer you the best coverage at the most competitive price. We have established long-standing relationships with the largest national insurance carriers. Our agents and customer service representatives are here to properly assess the risks you face and give you an objective analysis of the choices available. Allow us to simplify your insurance purchase by offering all products within one agency.

Team

Meet the Team

There is no substitute for having a trusted team of individuals who bring varied skill sets, backgrounds and concentrations to the table. This has allowed AJR Insurance Group to serve a comprehensive range of industries since 2006.

Andrew Raudenbush Photo 3

Andrew J. Raudenbush

President, AJR INSURANCE GROUP

Andrew J. Raudenbush is the President of AJR Insurance Group. 
 
Andrew received his B.S. in Public Relations from University of Florida in 2001. Since moving back to South Florida soon after, he has focused on working with local companies, as well as others located throughout the U.S., to implement and manage corporate sponsored benefit plans. Further, Andrew is a sponsor of Casa Shalom Orphanage in Guatemala.
 
Andrew and his wife Alexa reside in Boca Raton, Florida with their two sons.
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Beth M. Evenitsky

Client Service Manager

Beth M. Evenitsky has been a member of the AJR Insurance Group team since August 2015 bringing with her many years of management experience developed across a variety of sectors. As Customer Service Manager, she acts as a liaison between customers and insurance carriers and is passionate about delivering the best possible service experience. 

Customer service is an integral part of AJR Insurance Group’s customer value proposition.  Beth strives to build trust and strong long term relationships with AJR Insurance Groups’ clients.

Beth is a Johnson and Wales University graduate and outside of work, she has a keen interest in cooking and health and fitness including rollerblading.

A WORD FROM OUR CLIENTS

Testimonials

Our victories are our clients’. We deeply care about their satisfaction. However, we believe that trust should be earned. That’s why we’ve let their stories speak for us. Find out why other people have relied on AJR Insurance Group, to put their interests first.

"We have been extremely happy with the services that Andrew and Beth have been providing to our company. They have been a great resource for choosing the right insurance carriers and plans that fit our needs and fall within our budget. Both Andrew and Beth have been an absolute pleasure to work with, the customer service is excellent. I highly recommend them."

Hana O.

Aventura, FL

"AJR Insurance Group has handled our health insurance needs for several years. Andrew is professional and has a vast knowledge of the insurance industry. Each year Andrew goes to bat for us to make sure our coverage needs and expectations are met, negotiating costs and coverage to keep increases to a minimum. Beth personally meets with our employees as soon as they are hired to go over the benefits available to them and educate them on how to best utilize the coverage available. She goes above and beyond to answer our questions and/or concerns immediately."

Christy C.

Deerfield Beach, FL.

"I can’t say enough about AJR Insurance Group. Andrew is professional, knowledgeable and has traveled to our multiple offices to ensure that our employees have a firm grasp on the policies offered. Beth has been fantastic in all aspects: addressing issues, employee questions, and communication with our employees. I count on her and she has never disappointed. AJR Insurance Group has met all of our insurance needs."

Michelle B.

Jupiter, FL

Get In Touch

Contact Us

Count on AJR Insurance Group to help you get your insurance costs and benefit plans under control. Let us help you come up with the right insurance coverage to take care of your groups needs. Discover how much better you could be doing. Call us today!